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Health Savings Account (HSA)

Heath Savings Accounts (HSAs) were created by Congress in 2003 to help consumers finance their health care costs. An HSA is like an IRA for your medical expenses. Individuals can contribute money to their HSAs from their gross income, which means that payments for their medical expenses come from tax-free dollars. An HSA plan has two primary components: a qualified high-deductible insurance plan and an individual tax-exempt trust.

Money contributed to the trust account can be used to cover routine medical expenses during that year, or it can be saved for future expenses.

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Securities offered through LPL Financial, member FINRA/SIPC. Advisory services offered through Wealth Enhancement Advisory Services, a Registered Investment Advisor. Tax and mortgage services provided are not affiliated with LPL Financial.

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